All ProsperiTea Planning and Tea T.I.M.E. clients get an Investment Policy Statement (“IPS”) . It establishes what asset allocation we agree is appropriate for the client’s risk tolerance and risk capacity. We create individualized target portfolios that considers what you have already and where you have it, as well as how to get the highest return for the lowest risk. Or, to put it another way, how to have the least risk for the highest […]
Who should hire me? Meet four people, all amalgams, of people who are happy they did. Awesome Elder Alex is retired and wants to be off living a fun life. Alex wants a trustworthy person to do the money stuff, including designing a cash flow strategy, and keeping funds invested prudently. Wendy works as a retirement concierge, being the financial person on their team. Financially Free (or Retired Now) Fran doesn’t want financial planning, Fran […]
There is an enormous difference between working on individual retail accounts and working with the tools a professional custodian gives me. Benefits to you include: Better access to institutional-class funds. Because of my fiduciary business model and professional credentials, I’m authorized to use DFA funds (Dimensional Fund Advisors). I can only access them through my professional custodian, though. These are generally acknowledged to be as good as (or better) than Vanguard funds. No-load access to otherwise-loaded mutual […]
Knowledge workers need to gather together to share information on a regular basis. Fee-only fiduciary planners are a collaborative bunch and naturally want to help each other. The Alliance of Comprehensive Planners is the specific group I belong to. This video about us was shot in November, 2016. – Posted 12/20/2016
We only do one mailing a year if you aren’t already a client, so this is a pretty low-traffic list to be on! The “Thanksgiving Family Money Letter” comes out on Thanksgiving, filled with tips to share with the family. First Name: Last Name: Email: Phone: City: State/Province: Notes about the inquiry Referral Spouse Updated 11.18.2017
Important Consumer Information All written content on this site is for informational purposes, only. Opinions expressed herein are solely those of Wendy Marsden, CPA, CFP®, either acting as Firm Principal for Tea & Taxes Company or doing business as ProsperiTea Planning. Material presented is believed to be from reliable sources and no representation is made as to its accuracy or completeness. All information and ideas should be discussed in detail with your individual advisor prior […]
