My step-mom was nearing the end of her ability to remain at home, and my dad was wearing out being a caretaker. They’d managed, against all odds, to find a good in-home PCA for several days a week, and my sister took one day a week, but Mom had started to do things like get up in the middle of the night to cook a rasher of bacon “for the kids who are visiting” (when […]
Ever wonder what happens to you, as a retainer, when your financial advisor dies? Even though I am barely 50 as I write this, I actually have given this a lot of thought. Here are the things I’ve done to make sure my people are taken care of in case I am suddenly unable to. (I used to say “hit by a bus”, but a bus driver once vented to me about how much he […]
When I was in my early twenties a grad student at my University drowned. He left behind a widow and a small child and no life insurance. They had been living in University housing and his new widow was left homeless. When we had children I made sure my husband and I each had life insurance. These sorts of tragedies are really visible and really dreadful and so life insurance occurs to people like this […]
