Robert Powell has an advice column called “Retirement Daily” on TheStreet.com. He asks people like me how we’d answer the questions he gets sometimes. He used my answer in a recent column, here: https://www.thestreet.com/retirement-daily/ask-bob/delaying-social-security-when-youre-at-the-maximum-benefit
My answer had to do with minimization of regret. Ask me for a copy of the article if you want it!