tax alpha


A great tip about Roth conversions

At the AICPA conference, and then later in a Journal of Financial Planning article, I read a really cool idea. I’m not sure it’ll still be possible after Congress gets done hashing out changes to the tax code, but I’ll note it here and we can circle back in January. Here’s the trick: let’s say you’re thinking of converting between $10,000 and $20,000 of IRA money this year. You don’t know for sure how much […]


Tax Alpha

No investment advisor can honestly tell you that they can use their expertise to make you an additional 10% return on your investments. However, I can honestly say that I can, in many instances, save you 10% of your investments through good tax planning to get taxes paid on qualified money at the lowest possible bracket. You don’t want to leave a tip to the IRS! How, you ask? I’ve got a lot of strategies. […]


Book Review: “Simple Wealth, Inevitable Wealth” by Nick Murray

One of the members of my financial planning study group mentioned that he gives all his prospect clients a copy of “Simple Wealth, Inevitable Wealth” by Nick Murray. I was intrigued: I like to give the prospects something that pertains to them. It’s a tangible benefit I prefer over marketing things like pens or mugs with my company name on them. I have a bit of a library in my office of books I’ve bought […]