business


Seeking Seasonal Tax Assistant

Are you interested in working for ProsperiTea Planning (formerly Tea & Taxes) during a tax season? Every year we hire at least one, and sometimes two seasonal tax assistants. Duties include: Secretarial work: Answering phones, taking messages Fielding emails Scanning and filing Data entry into tax software Updating project workflows as things change Office supply upkeep Scheduling & Re-scheduling Client reception Process mail Handing out returns to clients Accepting payment from clients Software includes: The firm’s […]


Why use my Custodian?

There is an enormous difference between working on individual retail accounts and working with the tools a professional custodian gives me. Benefits to you include: Better access to institutional-class funds. Because of my fiduciary business model and professional credentials, I’m authorized to use DFA funds (Dimensional Fund Advisors). I can only access them through my professional custodian, though. These are generally acknowledged to be as good as (or better) than Vanguard funds. No-load access to otherwise-loaded mutual […]


Get on our mailing list

We only do one mailing a year if you aren’t already a client, so this is a pretty low-traffic list to be on! The “Thanksgiving Family Money Letter” comes out on Thanksgiving, filled with tips to share with the family. First Name: Last Name: Email: Phone: City: State/Province: Notes about the inquiry Referral Spouse Updated 11.18.2017


In case of death…

Ever wonder what happens to you, as a client, when your financial advisor dies? Even though I am barely 50 as I write this, I actually have given this a lot of thought. Here are the things I’ve done to make sure my clients are taken care of in case I am suddenly unable to. (I used to say “hit by a bus”, but a bus driver once vented to me about how much he […]


Did you know that I am more than just a CPA doing a tax prep service?

April 25, 2016 As a Certified Financial Planner™professional, and as someone registered in Massachusetts as an Investment Advisor, I work as a fiduciary comprehensive financial planner for a group of clients who have me on an annual flat-fee retainer as their “financial concierge”. This service includes: retirement planning, estate planning, strategizing for financial aid, investment advising and management, setting up (or rebalancing) your overall asset allocation for your investments, tax planning and preparation, and advising […]


Thanksgiving Family Money Letter – 2015

  Happy Thanksgiving! The biggest payoff comes from being good at things that are absolutely under our control. That’s the lesson I’ve learned studying economics, finance, and investment theory. That includes saving for goals, being a judicious consumer, and maintaining your relationships, your health, and your emotional wellness. One of my new gurus, Bert Whitehead, wrote a book called Why Smart People Do Stupid Things with Money: Overcoming Financial Dysfunction. He says not to put too […]


The retainer-based financial planning model

A fee-only fiduciary certified financial planner is someone who is a financial professional. “Fiduciary” means “putting your interests ahead of my own. Not equal to, but ahead. I have to act as a trustworthy agent for you. It’s the professional standard that you should insist on, but most people never even realize there’s that option. There are over 600,000 broker/dealers in the United States and about 2,500 members of the National Association of Personal Financial Planners (the […]


Thanksgiving Family Money Letter – 2013

2013 Year-End Tax Planning and Financial Wellness 2013 Thanksgiving Family Money letter   November 27, 2013   Welcome to my annual Thanksgiving Family Money letter! I’m attaching the nicely formatted PDF of the letter to an email, but also including the actual text inline here, in case you don’t like to open attachments or spam filters got the email.  (It’s just more readable as a PDF, I think.) I’ve recently completed several continuing education courses, […]